In hot Oil add Cumin and let it to crackle on low for couple of seconds.
Drop in Onion.Saute over medium for a minute and then add Garlic-Ginger paste and Chilli paste.
Continue sauting for a minute,then add all the veggies, spices and Salt.
Sauté till veggies get tender.Noe add Kidney beans and Chickpeas.Mix and mash using spatula.
Next add and mix Cottage cheese and Cheddar cheese .
Put off the stove and let it cool down.
Mix Bread crumb,spread over a plastic wrap or a cling film to about 1 inch thick.
Wrap and freeze for an hour.
Take out and cut in any shape or size.
Make a batter using all the above listed ingredients for the batter.Dip the nugget and then coat it with crushed Corn flakes.
Deep fry in hot Oil over medium heat till crisp golden brown.
Serve hot with chutney or ketchup.